Frequently Asked Questions

A Food City grocery store sits directly behind the community on Broad Street. This highly walkable location features an expansive produce section, an in-house Starbucks, a salad bar, and full-service deli and pharmacy counters.
Nearby dining: Clyde’s and The Feed Table & Tavern are both a 5-minute walk from the community. Amada Tapas & Wine is located directly across the street. Niedlov’s Café & Bakery is a neighborhood favorite and a short walk away.

Main Terrain Park: Unique urban park that sits directly behind the apartment community. It serves as an active green space featuring an outdoor fitness circuit, a multi-use track, and large-scale interactive art sculptures.
The Chattanooga Choo Choo (9-minute walk): Entertainment spot housing restaurants, cocktail bars, indoor gardens, and the Station Street pedestrian entertainment district.
Chattanooga Lookouts – Erlanger Park: 4-minute drive or an easy bike ride from the community. The brand-new stadium opened April 2026 where the Double-A Minor Leage Baseball team plays.

Energy-Efficient Appliances: Every unit is outfitted with stainless-steel, energy-efficient kitchen appliances and in-unit washers and dryers, lowering daily electricity and water footprints
Modern Lighting & Fixtures: Homes feature updated modern lighting, ceiling fans, and fixtures designed to optimize climate airflow and limit excess power draw
Eco-Friendly Community Perks: The outdoor courtyard features a saltwater swimming pool alongside dedicated on-site bicycle storage to encourage emission-free commuting.
High Walkability & Urban Placement: Boasting a Walk Score of 89, the building's prime location drastically reduces vehicle reliance. Everyday errands are simplified with a Food City grocery store directly behind the community, and local transit lines, bike paths, and downtown employers are all just a short distance away.

1400 Chestnut Apartments does not enforce a single, fixed minimum credit score requirement. Instead, a comprehensive third-party screening model is utilized that evaluates the entire credit profile, payment history, and debt-to-income ratio rather than just a standalone number.
NO Credit or Lower Score: Strong Proof of Income: Verifying that you comfortably meet or exceed the standard 3x monthly rent requirement with steady pay stubs or an employment offer letter is the most effective way to offset a lack of credit history. Third-Party Lease Guarantors: 1400 Chestnut partners with institutional lease-guarantee services like TheGuarantors. If you lack a personal guarantor, you can pay a fee to this third-party service to act as your co-signer and guarantee your lease compliance.

*If you have a Fees & Disclosures page on your website, please provide a link to that page rather than including those specific fees here.
The parking garage is the most sought-after parking option for residents, with assigned spaces available for an additional monthly fee. Residents also have the option to park nearby at Finley Stadium for a monthly fee, with a new parking pass required each month.

1400 Chestnut Apartments is in an exceptional location for public transit, sitting directly along the route of Chattanooga’s Carta Downtown Electric Shuttle, which is completely free to ride.
The Nearest Shuttle Stop (1-minute walk): You have a free electric shuttle stop practically outside your front door at the intersection of Chestnut St & W 14th St. The shuttle runs every 5 to 15 minutes, offering free, seamless loops throughout the entire downtown area
Standard Carta Bus Routes (2 to 5-minute walk): If you need to travel beyond the downtown core, standard paid Carta bus lines (such as Route 4 to Eastgate or Route 9 to Brainerd) run along neighboring Broad Street and Market Street, both located just one to two blocks east of the building.

1400 Chestnut Apartments is surrounded by excellent parks and highly accommodating pet-friendly businesses within the Southside and Downtown districts. Most local spots along Main Street feature pet-friendly sidewalks or patio spaces. Local favorites like STIR, HiFi Clyde's, and Urban Stack are highly accommodating to patio-dining with pets.
For dog daycare within a mile, The Ark and Dogtopia are highly recommended options from other community residents.

Residents may request an internal transfer to another available apartment after completing at least 6 months of residency and meeting the community’s transfer requirements. Residents must be current on their account, meet applicable income qualifications, and have their current apartment pass an inspection. Once approved, residents will select an available apartment, provide the required notice, and sign a new lease. Additional fees, deposits, or changes in rent may apply.
Current residents completing an internal transfer are not eligible to receive advertised leasing specials, promotions, or limited-time offers associated with new move-ins.

Advance Written Notice: You are required to submit a formal written notice to the leasing office at least 30 to 60 days in advance of your intent to vacate. You remain legally responsible for paying rent as normal throughout this notice period.
The Early Termination Fee: Along with your notice, you must pay a lump-sum buyout fee. This fee is equal to 2 months of the base rent.
Concession Chargebacks: If a resident received a move-in promotion or concession, such as a month of free rent, and terminates the lease early, the full cash value of the original concession will be due upon early termination.

General Questions